{"id":1016,"date":"2026-06-29T16:00:00","date_gmt":"2026-06-29T16:00:00","guid":{"rendered":"https:\/\/www.markmallorca.com\/blog\/?p=1016"},"modified":"2026-06-29T16:00:00","modified_gmt":"2026-06-29T16:00:00","slug":"75-of-us-listings-strain-budgets","status":"publish","type":"post","link":"https:\/\/www.markmallorca.com\/blog\/2026\/06\/75-of-us-listings-strain-budgets\/","title":{"rendered":"75% of US Listings Strain Budgets"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/mark-mallorca\/housing-market-crisis-remotion-videos\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>75% of US homes for sale are considered unaffordable for avg. households, making budget clarity essential before touring homes or making offers.<br \/>\nA median-priced home near $435K requires ~$113K in annual income, while median US household income sits near $80K, highlighting the affordability gap for buyers.<br \/>\nHigher mortgage rates, inflation pressure, construction delays, labor shortages, and limited inventory have squeezed purchasing power while keeping buyer competition elevated nationwide.<br \/>\nFinancial experts urge buyers to review budgets carefully, including taxes, maintenance, insurance, and monthly payment changes before committing to major purchases now.<br \/>\nLooking ahead, stabilized rates, evolving remote work, demographic shifts, and policy initiatives may reshape demand and expand accessible housing options for buyers.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>75% of US homes for sale are considered unaffordable for avg. households, making budget clarity essential before touring homes or making offers. A median-priced home near $435K requires ~$113K in annual income, while median US household income sits near $80K, highlighting the affordability gap for buyers. Higher mortgage rates, inflation pressure, construction delays, labor shortages, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1017,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1016","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/1016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/comments?post=1016"}],"version-history":[{"count":1,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/1016\/revisions"}],"predecessor-version":[{"id":1018,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/1016\/revisions\/1018"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/media\/1017"}],"wp:attachment":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/media?parent=1016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/categories?post=1016"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/tags?post=1016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}