{"id":527,"date":"2025-10-23T12:00:00","date_gmt":"2025-10-23T12:00:00","guid":{"rendered":"https:\/\/www.markmallorca.com\/blog\/?p=527"},"modified":"2025-10-23T12:00:00","modified_gmt":"2025-10-23T12:00:00","slug":"metros-with-the-highest-share-of-mortgaged-homeowners-may-outperform-in-the-near-term","status":"publish","type":"post","link":"https:\/\/www.markmallorca.com\/blog\/2025\/10\/metros-with-the-highest-share-of-mortgaged-homeowners-may-outperform-in-the-near-term\/","title":{"rendered":"Metros with the highest share of mortgaged homeowners may outperform in the near term"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>A $400,000 home with 20% down at 6.58% interest has a monthly mortgage of $2,039, dropping to $1,972 at 6.26% and $1,939 at 6.1%. Despite lower rates boosting refinance demand, home purchase activity remains slow due to rate lock-in. Markets with high mortgage utilization, like Washington, D.C. and Denver, may see quicker buyer response, while areas with many outright owners, like Miami, may experience steadier conditions.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.scotsmanguide.com\/news\/metros-with-the-highest-share-of-mortgaged-homeowners-may-outperform-in-the-near-term\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A $400,000 home with 20% down at 6.58% interest has a monthly mortgage of $2,039, dropping to $1,972 at 6.26% and $1,939 at 6.1%. Despite lower rates boosting refinance demand, home purchase activity remains slow due to rate lock-in. Markets with high mortgage utilization, like Washington, D.C. and Denver, may see quicker buyer response, while [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-527","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/comments?post=527"}],"version-history":[{"count":1,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/527\/revisions"}],"predecessor-version":[{"id":529,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/527\/revisions\/529"}],"wp:attachment":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/media?parent=527"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/categories?post=527"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/tags?post=527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}