{"id":694,"date":"2026-01-08T16:00:00","date_gmt":"2026-01-08T16:00:00","guid":{"rendered":"https:\/\/www.markmallorca.com\/blog\/?p=694"},"modified":"2026-01-08T16:00:00","modified_gmt":"2026-01-08T16:00:00","slug":"mortgage-and-home-buying-tips-for-newlyweds","status":"publish","type":"post","link":"https:\/\/www.markmallorca.com\/blog\/2026\/01\/mortgage-and-home-buying-tips-for-newlyweds\/","title":{"rendered":"Mortgage and Home-Buying Tips for Newlyweds"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Many individuals purchase homes before marriage, but newlyweds face unique considerations. First, assess your credit scores, ideally aiming for 740, with a minimum of 620 for mortgage eligibility. Couples should discuss finances, as one partner may have better credit. Consider whether the home is a starter or long-term residence, especially if planning for children. FHA mortgages are a viable option for first-time buyers, requiring only 3.5% down. Be cautious of loans with seemingly low rates that may have hidden fees. With careful planning, couples can find suitable homes together.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.pacificlifestylehomes.com\/blog\/mortgage-and-homebuying-tips-for-newlyweds\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Many individuals purchase homes before marriage, but newlyweds face unique considerations. First, assess your credit scores, ideally aiming for 740, with a minimum of 620 for mortgage eligibility. Couples should discuss finances, as one partner may have better credit. Consider whether the home is a starter or long-term residence, especially if planning for children. FHA [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-694","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/694","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/comments?post=694"}],"version-history":[{"count":1,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/694\/revisions"}],"predecessor-version":[{"id":697,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/694\/revisions\/697"}],"wp:attachment":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/media?parent=694"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/categories?post=694"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/tags?post=694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}