{"id":704,"date":"2026-01-13T10:00:00","date_gmt":"2026-01-13T10:00:00","guid":{"rendered":"https:\/\/www.markmallorca.com\/blog\/?p=704"},"modified":"2026-01-13T10:00:00","modified_gmt":"2026-01-13T10:00:00","slug":"lazersons-2026-mortgage-and-housing-predictions","status":"publish","type":"post","link":"https:\/\/www.markmallorca.com\/blog\/2026\/01\/lazersons-2026-mortgage-and-housing-predictions\/","title":{"rendered":"Lazerson&#8217;s 2026 mortgage and housing predictions"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Mortgage rates are expected to dip into the 5% range, benefiting buyers and refinancers. The Federal Reserve will cut short-term rates three times, lowering the prime rate to 6%. A 50-year interest-only mortgage may debut, but portable mortgages are unlikely. Mortgage volume could rise 20%, while unemployment may increase to 4.9%. Home prices in Southern California are predicted to remain flat, with listings and sales rising due to lower rates and higher unemployment.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.redlandsdailyfacts.com\/2025\/12\/19\/lazersons-2026-mortgage-and-housing-predictions\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are expected to dip into the 5% range, benefiting buyers and refinancers. The Federal Reserve will cut short-term rates three times, lowering the prime rate to 6%. A 50-year interest-only mortgage may debut, but portable mortgages are unlikely. Mortgage volume could rise 20%, while unemployment may increase to 4.9%. Home prices in Southern [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-704","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/704","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/comments?post=704"}],"version-history":[{"count":1,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/704\/revisions"}],"predecessor-version":[{"id":706,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/posts\/704\/revisions\/706"}],"wp:attachment":[{"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/media?parent=704"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/categories?post=704"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.markmallorca.com\/blog\/wp-json\/wp\/v2\/tags?post=704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}