Mindblown: a blog about philosophy.
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How California’s Disclosure Law Can Benefit Your Business
California’s SB 1235 mandates clearer disclosures for commercial financing. SB 1235 requires transparency in financing terms, including APR, payment schedules, and fees for small businesses.
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Local Experts Share Top 5 Tips To Navigate The Mortgage Process For First-Time Homebuyers
To improve mortgage approval chances, prospective homebuyers should strengthen credit scores, build a substantial down payment including closing costs, and obtain pre-approval before house hunting. Exploring various loan programs like FHA, VA, and USDA helps find the best fit. Maintaining financial stability by avoiding major purchases or credit changes during the process is crucial. Assembling…
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Happy Father’s Day
Approximately 2.5 billion Father's Day cards are sent each year. Neckties have become a popular traditional gift for Father's Day. "World's Greatest Dad" is a popular Father's Day phrase. Breakfast in bed is a common Father's Day treat. Wishing a fantastic Father's Day to all the dads who strive to be the best versions of…
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Happy Flag Day
Flag Day is the American flag's birthday party every June 14th! Flag Day was proclaimed in 1916 but officially recognized in 1949. Talk about a late celebration! Betsy Ross, a seamstress, sewed the first flag. Imagine if designers today made flag-inspired outfits!
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Los Angeles County: Retail Vacancy Hits 6.5%
Retail vacancy in Los Angeles rose to 6.5%, ↑ 120 basis points since 2022. Submarkets with falling multifamily vacancy, like Santa Clarita, show strong retail demand under 5.2% vacancy.
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Will California’s Fire Zones Fuel Housing Growth?
California’s housing laws have struggled to achieve desired density over the past five years. The fire-damaged areas now offer large, buildable spaces to test California’s housing laws.
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Orange County: Third Top Office Market
Scored 63 points to place 3rd among large markets. Led all large markets in year-over-year asking-rent growth.
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Housing Tracker: Southern California home prices largely flat in April
Southern California home prices rose just 0.4% from March to April, reaching $884,981, with only 0.7% growth year-over-year, a sharp slowdown from last year's 9% increase. High mortgage rates, rising inventory, and economic uncertainty limit price growth. Zillow forecasts a slight price decline by 2026. Meanwhile, rents dipped in many areas but rose near recent…
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Orange County Housing Market Forecast: What’s Next?
↑2.6% annual increase in attached home prices suggests modest growth April 2025–April 2026. ↓0.7% annual decrease in detached home prices signals slight cooling over the same period.
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How Much Do Californians Spend on Housing in 2025?
Californians spend 44% of their income on housing—second only to Hawaii's sky-high 53%.Nationally, the typical household spends 26% on housing.
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