How Can 2025 LA Homebuyers Lower Down Payments?

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Buying in LA feels impossible? Down payments don’t have to crush your dream.

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In 2025, upfront costs still block most first-time buyers from owning a home.

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But here’s the secret: LA buyers can tap real help—grants, forgivable loans, and more.

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Chase offers up to $5,000 grants in select LA neighborhoods to ease upfront costs.

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Other options include zero-interest deferred loans, or mortgages with just 3% down.