LA Metro: Buyers Could See Lower Monthly Payments in 2026

Los Angeles–Long Beach–Anaheim, CA is projected to see a smaller monthly housing cost decline among the top 50 US metros in 2026.
Monthly housing payments in the Los Angeles area are projected to fall 1.34% yearly, averaging ~$5,389/mo.
Lower mortgage rates combined with modest home price growth are expected to reduce monthly housing costs.
Even in this high-cost metro, buyers may gain limited relief from slightly lower payments.
Overall, small declines could marginally improve affordability without significantly changing buyer behavior.