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Southern California's 2026 housing market demands preparation and realistic choices. Prioritize neighborhood fit over house style, respect a sustainable budget, and consider regional market trends. Focus on a home's condition, not just appearance, and work with local experts familiar with micro markets. Prepare financially and emotionally rather than timing the market. Consider resale potential and…

Buying a home requires planning, including saving for a down payment and qualifying for a mortgage. Prequalification involves providing financial documents like credit reports, tax returns, paystubs, and bank statements to determine affordability. Homeownership includes additional costs such as property taxes, insurance, and possible mortgage insurance. Common mortgage types are 30-year fixed and adjustable-rate mortgages,…

Nagtapos ang 2025 para sa pamilihan ng bahay sa California na may bahagyang pagtaas sa bentahan, lagpas ng kaunti sa antas ng 2024. Tumaas ang bilang ng mga naipasarang bentahan, ngunit bumaba ang mga pending na transaksyon dahil sa pana-panahong paghina at kawalang-katiyakan sa mortgage rates. Bumaba ang median na presyo ng bahay sa $850,680—pinakamababa…

Buying a home requires careful financial planning and prioritizing amenities. Start by determining an affordable monthly payment, keeping total housing costs under one-third of gross income. Check your credit score, as higher scores offer better mortgage rates. List your home priorities, balancing needs and budget. Research and compare mortgage options, including FHA, conventional, adjustable, and…

California remains one of the most competitive rental markets in the U.S., with several metro areas ranking in the top 30 nationwide for 2025. Silicon Valley leads in the state with a competitiveness score of 81.4, followed by Eastern Los Angeles, San Diego, and Orange County. San Francisco saw the largest increase in competitiveness due…

Ang median na presyo ng bahay sa California noong Oktubre ay $886,960—bahagyang tumaas mula Setyembre ngunit mas mababa kaysa noong nakaraang taon. Umakyat na sa halos 6% ang mortgage rates kahit na may kamakailang rate cut mula sa Fed. Ang mga abot-kayang bahay, na nagsisimula sa humigit-kumulang $250,000, ay matatagpuan sa Northern California at Central…

First-time homebuyers should prepare financially by setting a budget, understanding mortgage options, monitoring credit scores, and anticipating extra costs like closing fees and insurance. Exploring first-time buyer programs can provide assistance. The process includes getting pre-approved, working with a real estate agent, making an offer with contingencies, scheduling a home inspection, purchasing homeowners insurance, and…