Category: Uncategorized
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Pang-limang Pinakamahal sa U.S. ang Presyo ng Bahay sa California: $429 Kada Talampakang Parisukat
Pang-lima ang California sa pinakamataas na presyo ng bahay sa U.S., na may average na $429 kada talampakang parisukat at karaniwang presyo ng bahay na $749,900 para sa 1,748 sq ft. Nangunguna ang Hawaii bilang pinakamahal sa $711.05 kada talampakang parisukat, habang ang West Virginia ang may pinakamurang halaga sa $147.66 kada talampakang parisukat. Kabilang…
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Trying to get a mortgage? Don’t make these 9 mistakes
Common mortgage mistakes include not checking credit reports for errors, failing to shop around for lenders, and misunderstanding adjustable-rate mortgages. Unlocking frozen credit before applying is crucial to avoid delays. Avoid major financial changes before closing, and be cautious with large deposits. Submitting paperwork digitally is faster and less error-prone. Consider if buying discount points…
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California Housing Market Rebounds in Early-Fall
Slide 1: California housing market rebounded in September with strong sales growth. Slide 2: Existing single-family home sales hit 277,410 in September, marking a 5% monthly increase. Slide 3: Mortgage rates have eased, making homeownership more attainable and boosting buyer confidence. Slide 4: California’s median home price in September was $883,640, showing steady year-over-year growth.…
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Homebuyers Invest Early for a Smooth Closing Process
Homebuyers typically spend around $1,500 upfront for loan approval, inspections, and appraisals before closing escrow. Costs include credit reports (up to $200 for couples), earnest money deposits (usually 1-3% of the home price), home inspections (~$650), appraisals ($600-$900), termite inspections (~$120), and HOA document fees ($350-$900). Some fees may be refundable or waived, but many…
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LA Investors: Cash-Flow Beats Price Growth for 2026
The real “secret” is that inventory is quietly expanding while buyer urgency remains high. Many sellers bought at peak and now hold low‑rate loans, making them reluctant to list. That combination means when listing happens, negotiation leverage swings toward prepared buyers and investors. Investors who focus on below‑replacement‑cost multifamily or value‑add deals will outperform appreciation‑reliant…
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5 Documents You Need to Get a Mortgage (Faster)
To speed up the mortgage application process, have these documents ready: W-2s or tax returns from the past two years, recent pay stubs, statements for loans and debts, bank and asset statements from the last three months, and an updated credit report. Additional documents may be needed depending on the loan type. Being prepared helps…
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Happy Thanksgiving
Thanksgiving is commonly known to commemorate the colonial Pilgrims’ harvest meal that they shared with Wampanoag Indians in 1621But it wasn’t a holiday until 1853 that Abraham Lincoln declared it a national holiday and kept Thanksgiving as the last Thursday in November.In many American households, the Thanksgiving celebration centers on cooking and sharing a bountiful…
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LA Metro Mid-Fall: Homes Selling Moderately Fast, Market Stable
Inventory rose 17.9% year-over-year in October 2025. Median list price dropped 4.4% to $1,099,000. Buyer activity remained cautious amid high prices. Homes averaged 9 days on market, slightly faster than last year. Price reductions appeared on 1.5% of listings, very low.
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Buyers Return to Orange County—Housing Market Shows New Strength
Orange County's housing market shows strong sales and steady price growth, reflecting a solid rebound. Home sales in Southern California rose 11.3% year-over-year, with Orange County's median home price at about $1.4 million, up slightly. Inventory is low, favoring sellers, while homes sell in around 33 days. Buyers should be prepared and strategic, and sellers…
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How Can 2025 LA Homebuyers Lower Down Payments?
Slide 1: Buying in LA feels impossible? Down payments don’t have to crush your dream. Slide 2: In 2025, upfront costs still block most first-time buyers from owning a home. Slide 3: But here’s the secret: LA buyers can tap real help—grants, forgivable loans, and more. Slide 4: Chase offers up to $5,000 grants in…