Category: Uncategorized
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Mga Lungsod na Pinakamabilis ang Pagtaas ng Presyo ng Bahay sa California
Patuloy ang pagtaas ng presyo ng mga bahay sa California dahil sa kakulangan ng suplay at mas mataas na mortgage rates, lalo na sa ilang pangunahing metro area. Karaniwang halaga ng bahay ay mula $317K sa Chico hanggang higit $7.6M sa San Francisco-Oakland-Berkeley. Ang pagtaas ng presyo sa loob ng isang taon ay mula 0.6%…
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How To Choose A Mortgage Broker
Choosing the right mortgage broker is crucial for securing the best deal when buying or refinancing a home. Key tips include asking for local recommendations, checking online reviews, verifying licensing through the SAFE Act and NMLS, and assessing communication and expertise. A good broker listens to your needs, offers personalized options, and has strong lender…
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New CFPB Rule May Affect Credit Scores in California
California is one of 15 states that ban medical debt from appearing on credit reports, protecting residents from credit score damage. A new interpretive rule from the CFPB claims that federal law should override protections like California’s. Because the rule isn’t legally binding, California’s ban remains in place for now but will likely face legal…
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Single-Family Home Prices Had Positive Price Gains in 77% of 230 Metro Areas in 2025 Q3
In Q3 2025, national median home prices rose 1.7% to $426,800, with monthly mortgage payments increasing 2.1% to $2,187. The effective 30-year fixed mortgage rate decreased slightly to 6.63%. Median family incomes rose to $106,029. Qualifying incomes for mortgages vary by down payment, with the West requiring the highest and the Midwest the lowest. Several…
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How to Buy a New L.A. Home Without Overlapping Sales
Slide 1: Juggling two homes? Learn to sell and buy with almost zero overlap. Slide 2: Know your market: seller’s market favors buying first, buyer’s market favors selling first. Slide 3: Use contingencies smartly: link your sale or purchase, but beware competitive LA markets. Slide 4: Consult lenders about bridge loans or HELOCs to fund…
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Bumangon ang California Housing Market: Pagtaas ng Benta sa Higit 40 County
Muling lumakas ang housing market sa California nitong Setyembre, na may 5% pagtaas sa benta mula Agosto at 6.6% paglago kumpara noong nakaraang taon, pinangunahan ng 40 sa 53 county. Tumaas ng 1.8% ang median na presyo ng bahay taun-taon sa $883,640 kahit bahagyang bumaba buwan-buwan. Nanatiling abot-kaya ang mortgage rates kaya patuloy ang demand.…
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Six Tips for First-Time Homebuyers
First-time homebuyers should ensure readiness by assessing financial stability, credit score, and down payment ability while maintaining an emergency fund. Prioritize needs versus wants in a home, and work with a trusted, experienced real estate agent. Get pre-qualified for a loan to know your budget. Make a reasonable offer with your agent's help, and always…
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Why California’s Housing Market Expected to Surge This Q4
California sees 2% projected listings, still high in absolute numbers. Movement is slower than other states due to market saturation. Coastal and suburban areas remain active despite slower turnover. High home prices limit some buyers’ market participation. Real estate agents monitor California for selective investment opportunities.
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Home Values Climb in Northeast as Southern Markets Waver
In Q3 2025, home prices rose in 77% of U.S. metro markets, with the national median price at $426,800. The West had the highest median price at $633,900 but saw a slight annual decrease. The Northeast led in price growth at 6%, while the Midwest had the lowest median price at $331,000. First-time buyers faced…
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This Overlooked Factor Fueling LA Home Prices
Slide 1 — The Core Secret Restrictive zoning massively limits LA housing supply — driving prices higher. Source: JDJ Consulting 2️⃣ Slide 2 — About 74% of LA’s residential land is single‑family only, preventing density. 3️⃣ Slide 3 — Long permitting processes and complex regulations delay construction and increase expenses. 4️⃣ Slide 4 — LA…