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California's Assembly Bill 2424 will dramatically change foreclosure procedures. Lenders must notify third parties like family members or housing counselors about default notices during foreclosure.

The median home price in California is $749,000. A 20% down payment of $149,800 results in monthly payments of $3,926.

恭喜發財. Wishing you prosperity. Lunar New Year, is the most important celebration observed in China, with cultural and historic significance.The New Year celebration is centered around removing the bad and the old, and welcoming the new and the good. Traditional activities include reunion dinner, cleaning houses, visiting family members, setting off firecrackers and fireworks, and…

Refinancing can help lower monthly mortgage payments in California’s competitive housing market. A rate and term refinance can reduce payments by securing a lower interest rate or adjusting the loan term.

California’s SB 1211 boosts affordable housing by expanding ADU options on multifamily properties, setting a national exampleSB 1211 allows up to 8 detached ADUs per multifamily property, increasing affordable housing potential.

Rising climate risks in California are driving home insurance costs to new highs, affecting housing stability. Sellers in high-risk areas are advised to offer financial credits or make climate-resilient upgrades to attract buyers.

Check if you meet the typical requirements: 620+ credit score, stable income, and consistent employment history. Look for lenders or mortgage brokers who work with non-QM wholesale lenders; they can connect you with options.