Mindblown: a blog about philosophy.
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Where to Get a Non-QM Loan
Check if you meet the typical requirements: 620+ credit score, stable income, and consistent employment history. Look for lenders or mortgage brokers who work with non-QM wholesale lenders; they can connect you with options.
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Orange County Housing Market: Trends and Forecast 2025
The Orange County housing market in late 2024 shows rising median sale prices and increased home sales, with attached homes up 9.5% and detached homes up 33.3% year-over-year. Despite a slight 0.7% decrease in attached home prices, detached homes have risen by 5.9%. Inventory remains low at 2.4 months, indicating a seller's market. Homes are…
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Skyrocketing Rents: California Metros Take the Lead
California metros dominate the US rental market, claiming 11 of the 12 highest median rents. California's rental markets are particularly impacted by high demand and limited housing availability.
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California Boosts Tenant Protections to Small Businesses
California Senate Bill 1103 grants new protections to small businesses, nonprofits, and microenterprises starting January 2025. Qualified commercial tenants must provide written self-attestation of eligibility before lease execution and annually thereafter.
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Los Angeles-Long Beach-Anaheim 2025 Housing Forecast
Sales up 4.2%, indicating moderate improvement. Prices rising 5.5%, reflecting steady appreciation.
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2025 Compliance Resources for California Landlords
New compliance forms for 2025: Essential updates for California landlords to navigate evolving rental regulations. Key change: AB 2747 requires landlords with 15+ units to report rental payments starting April 2025.
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Southern California Housing Prices Reach Record Heights
Home prices in Southern California are reaching record highs, with San Bernardino County's median price hitting $525,000, a 6% increase from last year. Riverside County also saw a 5.4% rise, now over $600,000. Population shifts from coastal cities to more affordable areas have driven demand, attracting investors and increasing competition. This surge raises concerns about…
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California’s Housing Shortfall: A Blueprint for Change
California faces a shortage of 970K affordable homes for its lowest-income renters. California’s affordable housing efforts have fallen short, with only 531K homes expected by 2030.
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Priciest to Buy a House by 2030: California
Projected average home price: over $1 million by 2030. High demand due to robust job market.
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More California Cities Are Banning Landlords From Using AI Software to Raise Rents
California officials are taking action against RealPage, a company accused of hindering competition and driving up rents through its revenue management software. The California Attorney General stated that RealPage's practices have made housing more difficult for millions. The company claims its technology benefits the rental market and plans to defend itself against a federal antitrust…
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